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Should You Downsize in Retirement?

11/1/2017

 
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​There are many reasons why it may make sense to downsize, not the least of which are financial. In a smaller home, you may see reduced taxes, insurance, utilities and maintenance costs. You may also be able to capture the equity from your existing home and put a portion of it away in savings.
 
Another potential benefit is that it may reduce the physical toll that comes with maintaining a home. It’s natural that your body may be more vulnerable to injury and illness as you get older. The last thing you want is to suffer a serious injury while cutting the grass, shoveling the driveway or even cleaning a hard-to-reach corner.

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3 Expenses to Remember in Retirement

11/1/2017

 
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​A big part of planning for retirement is developing a budget. Your retirement budget should give you an idea of how much income you will need in retirement. By developing a budget, you can also make adjustments where needed so your planned expenses fit within your projected income.
 
Your budget may include a number of different items. You will likely have some fixed expenses, such as housing, insurance, utilities and possibly debt payments. You will also have some discretionary expenses. Discretionary expenses are optional and adjustable, such as dining out, entertainment, shopping and travel.

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First Fidelity Group, Inc. 
1042 Camellia Boulevard, Suite 14
Lafayette, LA 70508

337.560.1805
info@FFGretire.com
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Licensed Insurance Professional. Respond and learn how financial products, including insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
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