​Are you in the homestretch of your career? Can you see retirement on the horizon? If so, you may already be dreaming about vacations, golf outings and time spent relaxing at home.
 
It’s hard not to look ahead when retirement is so close. However, you also may want to use this period to nail down the final steps of your retirement planning. The last few years of your career may be your last opportunity to boost your savings, cut your costs or protect yourself against risk.
 
Below are a few steps to consider before you head into retirement. If you haven’t yet taken these steps or even developed a retirement strategy, now may be the time to do so. A financial professional can help you implement these steps and others so you can enjoy a long, financially secure retirement.

​So retirement is approaching quickly, and you’re worried you don’t have enough money saved. You’re not alone. According to a Gallup survey, more than 50 percent of Americans are worried about having enough money for retirement. In fact, retirement is Americans’ top financial concern.1
 
Unfortunately, those concerns may be justified, especially for baby boomers. A survey from the Transamerica Center for Retirement Studies found that baby boomers have a median retirement savings balance of $147,000.2 While that may be a significant amount of money, it’s unlikely to be sufficient to fund a long, enjoyable retirement.
 
If you feel like you’re behind on your savings, there’s still time to get back on track. However, you may need to take action quickly. Below are three simple steps you can take to correct course. A financial professional can help you develop and implement a plan that’s specific to your needs.