​Individual retirement accounts, also known as IRAs, are among the most popular retirement savings vehicles. According to a 2013 study from the Employee Benefit Research Institute, Americans own a collective 25 million individual retirement accounts. Those IRAs hold nearly $2.5 trillion in assets.1
 
There are many different types of IRAs, and each kind offers its own set of unique advantages. If you don’t currently own an IRA, you may be wondering which type is right for you. Even if you do own an IRA, you may be curious as to whether you should use a different type.

​Are you in the market for term life insurance? Or do you currently own term life insurance but are wondering whether a permanent policy may be a better strategy?
 
Term life insurance is a popular and effective way to manage one of life’s most dangerous risks. If you have a spouse, children or other family members who are dependent on your support, life insurance can help them manage their affairs should you pass away. They can use the life insurance death benefit to cover living expenses, pay down debt or address other challenges.
 
There are many different kinds of life insurance, but most types fall into one of two categories: term or permanent. A permanent policy is guaranteed for life as long as you pay the premium. A term policy provides coverage for a limited period, such as 10 or 20 years.